£20,000 After Tax
UK take-home pay, 2026/27 tax year
Take-home pay a month
£1,493.30
On a salary of £20,000 you take home £17,919.60 a year in England, Wales or Northern Ireland — £1,493.30 a month or £344.61 a week. You pay £1,486.00 Income Tax and £594.40 National Insurance (10.4% of your pay). In Scotland the take-home pay is £17,959.27 (£39.67 more).
England, Wales and Northern Ireland
| Year | Month | Week | |
|---|---|---|---|
| Gross salary | £20,000.00 | £1,666.67 | £384.62 |
| Income Tax | −£1,486.00 | −£123.83 | −£28.58 |
| National Insurance | −£594.40 | −£49.53 | −£11.43 |
| Take-home pay | £17,919.60 | £1,493.30 | £344.61 |
Scotland
| Year | Month | Week | |
|---|---|---|---|
| Gross salary | £20,000.00 | £1,666.67 | £384.62 |
| Income Tax | −£1,446.33 | −£120.53 | −£27.81 |
| National Insurance | −£594.40 | −£49.53 | −£11.43 |
| Take-home pay | £17,959.27 | £1,496.61 | £345.37 |
Tax bands used (outside Scotland): 20% on £7,430. Marginal rate on the next £100 of pay: 28%. Add a pension or student loan
£16k after tax£17k after tax£18k after tax£19k after tax£21k after tax£22k after tax£23k after tax£24k after tax
Frequently asked questions
What is £20,000 after tax in the UK?
£17,919.60 a year in England, Wales or Northern Ireland — £1,493.30 a month or £344.61 a week (2026/27). In Scotland it is £17,959.27.
How much tax do I pay on £20,000?
£1,486.00 Income Tax and £594.40 National Insurance a year outside Scotland — 10.4% of the salary.
What is £20,000 a year per hour?
£10.26 an hour before tax for a 37.5-hour week, or about £9.19 an hour after tax and NI.
How much is £20,000 after tax with a Plan 2 student loan?
£17,919.60 a year (£1,493.30 a month), after £0.00 of student loan repayments.
Rates for the 2026/27 tax year (6 April 2026 to 5 April 2027) from GOV.UK — Rates and thresholds for employers 2026 to 2027 and GOV.UK — Income Tax rates and Personal Allowances. Assumes tax code 1257L, National Insurance category A and no other income; pension is treated as salary sacrifice. This is an estimate, not tax advice — your payslip may differ (benefits in kind, tax code changes, other deductions).