£18,000 After Tax
UK take-home pay, 2026/27 tax year
Take-home pay a month
£1,373.30
On a salary of £18,000 you take home £16,479.60 a year in England, Wales or Northern Ireland — £1,373.30 a month or £316.92 a week. You pay £1,086.00 Income Tax and £434.40 National Insurance (8.4% of your pay). In Scotland the take-home pay is £16,519.27 (£39.67 more).
England, Wales and Northern Ireland
| Year | Month | Week | |
|---|---|---|---|
| Gross salary | £18,000.00 | £1,500.00 | £346.15 |
| Income Tax | −£1,086.00 | −£90.50 | −£20.88 |
| National Insurance | −£434.40 | −£36.20 | −£8.35 |
| Take-home pay | £16,479.60 | £1,373.30 | £316.92 |
Scotland
| Year | Month | Week | |
|---|---|---|---|
| Gross salary | £18,000.00 | £1,500.00 | £346.15 |
| Income Tax | −£1,046.33 | −£87.19 | −£20.12 |
| National Insurance | −£434.40 | −£36.20 | −£8.35 |
| Take-home pay | £16,519.27 | £1,376.61 | £317.68 |
Tax bands used (outside Scotland): 20% on £5,430. Marginal rate on the next £100 of pay: 28%. Add a pension or student loan
£14k after tax£15k after tax£16k after tax£17k after tax£19k after tax£20k after tax£21k after tax£22k after tax
Frequently asked questions
What is £18,000 after tax in the UK?
£16,479.60 a year in England, Wales or Northern Ireland — £1,373.30 a month or £316.92 a week (2026/27). In Scotland it is £16,519.27.
How much tax do I pay on £18,000?
£1,086.00 Income Tax and £434.40 National Insurance a year outside Scotland — 8.4% of the salary.
What is £18,000 a year per hour?
£9.23 an hour before tax for a 37.5-hour week, or about £8.45 an hour after tax and NI.
How much is £18,000 after tax with a Plan 2 student loan?
£16,479.60 a year (£1,373.30 a month), after £0.00 of student loan repayments.
Rates for the 2026/27 tax year (6 April 2026 to 5 April 2027) from GOV.UK — Rates and thresholds for employers 2026 to 2027 and GOV.UK — Income Tax rates and Personal Allowances. Assumes tax code 1257L, National Insurance category A and no other income; pension is treated as salary sacrifice. This is an estimate, not tax advice — your payslip may differ (benefits in kind, tax code changes, other deductions).