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Loan EMI Calculator

EMI = P × r × (1 + r)ⁿ ÷ ((1 + r)ⁿ − 1)

The monthly instalment depends on the loan amount (P), the monthly interest rate (r = annual rate ÷ 12) and the number of months (n). Banks may add fees or use different compounding, so check the final figure with your lender.